This paper focuses on how AI is disrupting the insurance sector. Starting from the conventional insurance process, we will move through the specific novelties AI is introducing in the field in order to understand how AI is completely changing the way people buy and think of insurance products. Finally, an eight-group classification is proposed for the insurtech ecosystem. Read More

Big data is often approached as a mere technical problem, while many times projects fail because of lack of strategic focus. Implementing the right process may help companies to efficiently run analytics works and for this reason, the paper proposes a few concepts that can support the organizational development of a big data blueprint. Three main ideas will be outlined here: the data lean approach, the maturity map, and different organization models for a data team. Read More

Unless you’ve been living under that proverbial rock, you’ve at least heard of cryptocurrency – those digital, non-corporeal monetary units that have the world abuzz these days. Bitcoin is probably the most obvious such crypto coin, but there are plenty of others that have sprung up in the wake of bitcoin’s success, such as Ethereum and Ripple. However, chances are good that unless you’re a financial expert, and possibly even if you are such an expert, you’re not all tha... Read More

Geospatial Big Data analytics are changing the way that businesses operate in many industries. Although a good number of research works have reported in the literature on geospatial data analytics and real-time data processing of large spatial data streams, only a few have addressed the full geospatial big data analytics project lifecycle and geospatial data science project lifecycle. Big data analysis differs from traditional data analysis primarily due to the volume, v... Read More

The hype about AI makes it difficult for experienced investors to understand where the real value and innovation in the technology are to be found. This paper helps to bring some clarity to what is happening on the investment side of the artificial intelligence industry. Read More

The objective of this paper is to provide a comprehensive perspective on the advancements in the area of Artificial Intelligence and how the infusion of cognitive customer engagement can positively impact the infamously unpredictable consumer cyclical retail industry. Read More

Data security has never been a more important consideration for consumers or for the businesses they patronize and partner with. It’s also never been more difficult to ensure. Every single day, consumers’ personal, health and financial information is at risk of theft. This can lead to identity theft, and to serious financial ramifications. While military-grade encryption on websites and through smartphone and tablet apps can be an important precaution, it’s just a Band-A... Read More

Blockchains, a technology behind the success of cryptocurrency, symbolize an great application of cryptography and technology to one of the biggest problems of record-keeping for financial institutions, and they may create some far-reaching changes in method of transactions. Many big institutions of the industry had invested billions in the new technology, and many other industries have proposed new methods of transactions and ownership shift by use of the blockchains. ... Read More

This article is about the future of AI. The following proposed list does not want to be either exhaustive or truth-in-stone, but it comes from a series of personal considerations that might be useful when thinking about the impact of AI on our world. Read More

Unless you’ve been stuck under that proverbial rock for a few years, you’ve at least heard of the Internet of Things (IoT) and how it is connecting us in new and interesting ways. The rise of the smart home is one way that the IoT is changing things for people around the world – homes filled with devices that can communicate with one another, with people living in the home, and even with outside third parties. However, this technology is not constrained just to our homes... Read More